Free tool - No sign-up
Stableford points calculator
Enter your integer Playing Handicap and the gross score, par and stroke index for each hole. The calculator applies your handicap strokes in order and shows the net score and points. Blank holes score zero.
The fixed target is par for every hole. If your Committee set another target, use that competition card instead.
Based on Rule 21 of the Rules of Golf and Appendices C and E of the Rules of Handicapping, read 23 October 2026.
Put their course on the wall →
How the points are worked out
Each hole starts with its gross score and fixed target, which is par here. Your Playing Handicap determines how many strokes you receive on that hole. Subtract those strokes from the gross score to get the net score, then compare the net score with par: two points for level par, one more for each stroke better and one fewer for each stroke worse. No result goes below zero.
| Net score against par | Points |
|---|---|
| Two or more over, or no score returned | 0 |
| One over | 1 |
| Level | 2 |
| One under | 3 |
| Two under | 4 |
| Three under | 5 |
| Four under | 6 |
Where the handicap strokes go
Up to 18 strokes, they go in stroke-index order: index 1 first, then 2 and so on. Above 18, the order starts again. A Playing Handicap of 22 therefore gives one stroke on every hole and a second on indexes 1 to 4. Plus handicaps give strokes back from index 18 down. That's why the gross score alone isn't enough to work out the points.
Enter the integer Playing Handicap used for the competition, not your Handicap Index with a decimal. The tool doesn't apply a separate allowance or work out net double bogey for handicap submission.
A worked example
On a par 4 with stroke index 5 and a Playing Handicap of 12, you receive one stroke. A gross 5 becomes a net 4, level with par, and scores two points. A gross 6 becomes a net 5 and scores one. A gross 7 or more scores zero, so there's no reason to keep playing the hole for points.
Written by Craig Fearn, The Golf Gift Co. Last updated .